One of the benefits of using online is the MyPoints program. If you have a penchant for shopping online, you can register to this program and earn enough points to get a free card.

One point to consider is to redeem it for a gift card. You can use your gift card to pay for your purchases as you shop. This is a preloaded card that does not accrue interest rates. You use it as you please until the money is all exhausted.

Here is a way for you to accrue points and earn gift cards:

Step 1: If you already have a credit card, you can register to a MyPoints program. Ask your card provider how you can register to this program. You can also visit the online site MyPoints.com and fill out some of the necessary information such as your name, email address and so on. Once you have already filled out the information needed, you can send the form and you will receive an email where you will need to confirm your registration.

Step 2: After confirmation, go back to the page and complete your profile. Completing your profile will earn you your first points. You will receive special offers and emails. Some may even require you to answer a few surveys where you will also earn whooping points.

Step 3: How you will earn points will depend on you. Go over the website and find which point-learning methods will work well for you. Like what I mentioned, some will allow you to answer surveys and questionnaires. Some may require you to enter contests and many more. What is great about this is that it is legitimate and you can do this during your free time.

Step 4: Know the affiliate stores, retailers and online shopping sites of this program. Whenever you shop for anything in those affiliates shops, you can automatically ear points. You can also see your progress. Every time you shop, you can see points added.

Step 5: Get your friends in the same program. This way, you can earn points too. This is a quick way to help them get started.

Step 6: Once you have already received points good enough to redeem (usually up to 1,500 points) you can already exchange it for a gift card. Redeem the card in some stores such as Walgreens, Amazon and even Target. Once you have already claimed the card, you can now use it to shop.